:root{
  --bg:#f6f8fa; --surface:#fff; --text:#1c2733; --muted:#5b6876; --line:#e2e8ee;
  --brand:#0f766e; --brand-dark:#0b4f4a; --accent:#f59e0b; --danger:#dc2626;
  --navy:#0f1f2e; --radius:14px; --shadow:0 4px 20px rgba(15,31,46,.07);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.65;font-size:17px}
a{color:var(--brand)}
a:hover{color:var(--brand-dark)}
img{max-width:100%}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
h1,h2,h3{line-height:1.25;color:var(--navy)}
h2{font-size:1.6rem;margin:2.2rem 0 .8rem}
h3{font-size:1.15rem;margin:0 0 .4rem}

/* Header */
.site-header{background:var(--navy);position:sticky;top:0;z-index:50}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{color:#fff;text-decoration:none;font-weight:800;font-size:1.3rem;display:flex;gap:.4rem;align-items:center}
.logo:hover{color:#fff}
.tld{color:#5eead4;margin-left:-.4rem}
.nav{display:flex;gap:4px}
.nav a{color:#cbd5e1;text-decoration:none;padding:8px 12px;border-radius:8px;font-size:.95rem}
.nav a:hover,.nav a.active{background:rgba(255,255,255,.1);color:#fff}
.menu-btn{display:none;background:none;border:0;color:#fff;font-size:1.6rem;cursor:pointer}

/* Hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,#123a44 60%,var(--brand) 100%);color:#fff;padding:72px 0 80px}
.hero-inner{display:grid;grid-template-columns:1.4fr 1fr;gap:40px;align-items:center}
.hero h1{color:#fff;font-size:clamp(2rem,4.5vw,3.2rem);margin:.3rem 0 1rem}
.hero h1 span{color:#5eead4}
.hero .lead{color:#d6e2ea;font-size:1.15rem;max-width:560px}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;color:#5eead4;font-weight:700;margin:0}
.hero-btns{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.hero-badge{display:flex;justify-content:center}
.shield{font-size:9rem;filter:drop-shadow(0 20px 40px rgba(0,0,0,.35));animation:float 5s ease-in-out infinite}
@keyframes float{50%{transform:translateY(-12px)}}

.page-hero{background:linear-gradient(135deg,var(--navy),#123a44);color:#fff;padding:48px 0}
.page-hero h1{color:#fff;margin:0 0 .4rem;font-size:clamp(1.8rem,4vw,2.6rem)}
.page-hero .lead{color:#d6e2ea;margin:0;font-size:1.1rem}

/* Buttons */
.btn{display:inline-block;background:var(--accent);color:#1c1300;font-weight:700;text-decoration:none;padding:13px 24px;border-radius:10px;transition:transform .15s}
.btn:hover{transform:translateY(-2px);color:#1c1300}
.btn.ghost{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.5)}
.btn.ghost:hover{color:#fff;border-color:#fff}
.btn.small{padding:9px 16px;font-size:.92rem;margin-top:10px}

/* Cards */
.section-title{text-align:center;margin-top:2.5rem}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:24px;text-decoration:none;color:var(--text);box-shadow:var(--shadow);transition:transform .15s,border-color .15s;display:flex;flex-direction:column}
.card:hover{transform:translateY(-4px);border-color:var(--brand);color:var(--text)}
.card-icon{font-size:2rem}
.card h3{margin-top:.6rem}
.card p{color:var(--muted);margin:.2rem 0 1rem;flex:1}
.more{color:var(--brand);font-weight:600}

.split{display:grid;grid-template-columns:1.5fr 1fr;gap:32px;align-items:start;margin-top:1rem}
.box{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}
.box.stat{margin-top:2.2rem;border-top:4px solid var(--brand)}
.box.help{border-top:4px solid var(--danger)}
.box.help ol{padding-left:1.2rem;margin:.4rem 0}

.check{list-style:none;padding:0}
.check li{padding-left:1.8rem;position:relative;margin:.4rem 0}
.check li::before{content:"✓";position:absolute;left:0;color:var(--brand);font-weight:800}
.check.red li::before{content:"!";color:var(--danger);width:1.2rem;text-align:center}

/* FAQ */
.faq{margin:1rem 0 3rem}
details{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:16px 20px;margin-bottom:10px}
summary{font-weight:700;cursor:pointer;color:var(--navy)}
details p{margin:.8rem 0 0;color:var(--muted)}

/* Layout */
.layout{display:grid;grid-template-columns:1fr 320px;gap:36px;padding-top:36px;padding-bottom:56px}
.layout.no-side{grid-template-columns:1fr;max-width:820px}
.content{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:32px 36px;box-shadow:var(--shadow);min-width:0}
.content > h2:first-child{margin-top:0}
.sidebar{display:flex;flex-direction:column;gap:20px}
.sidebar .ad{margin:0}
.sidebar .links{padding-left:1.1rem;margin:.3rem 0}

.signs{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.sign{background:var(--bg);border-radius:12px;padding:16px}
.sign p{margin:.3rem 0 0;color:var(--muted);font-size:.95rem}

.steps{counter-reset:s;list-style:none;padding:0}
.steps>li{counter-increment:s;position:relative;padding-left:48px;margin:0 0 18px}
.steps>li::before{content:counter(s);position:absolute;left:0;top:0;width:32px;height:32px;border-radius:50%;background:var(--brand);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;font-size:.95rem}
.steps.big>li{padding-bottom:6px;border-bottom:1px dashed var(--line)}
.steps.big>li:last-child{border-bottom:0}
.steps.big h3{padding-top:4px}

.tips{display:grid;gap:14px}
.tip{display:flex;gap:16px;background:var(--bg);border-radius:12px;padding:18px}
.tip .num{flex:none;width:40px;height:40px;border-radius:10px;background:var(--navy);color:#5eead4;font-weight:800;display:flex;align-items:center;justify-content:center}
.tip p{margin:.2rem 0 0;color:var(--muted)}

.rule{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:1rem 0}
.rule div{background:var(--navy);color:#fff;border-radius:12px;padding:18px;text-align:center}
.rule b{display:block;font-size:2.4rem;color:#5eead4;line-height:1}
.rule span{font-size:.9rem;color:#cbd5e1}

.note{border-radius:12px;padding:14px 18px;margin:1.4rem 0}
.note.warn{background:#fff7ed;border-left:4px solid var(--accent)}
.note.info{background:#ecfdf5;border-left:4px solid var(--brand)}

/* Ads */
.ad{margin:28px 0;min-height:100px;text-align:center}
.ad-label{display:block;font-size:.7rem;text-transform:uppercase;letter-spacing:.1em;color:#94a3b8;margin-bottom:4px}

/* Footer */
.site-footer{background:var(--navy);color:#cbd5e1;padding:44px 0 20px;font-size:.95rem}
.site-footer strong{color:#fff}
.site-footer a{color:#cbd5e1;text-decoration:none}
.site-footer a:hover{color:#5eead4}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}
.copy{border-top:1px solid rgba(255,255,255,.1);margin-top:28px;padding-top:18px;font-size:.85rem;color:#8ea0b2}

/* Responsive */
@media (max-width:960px){
  .cards{grid-template-columns:repeat(2,1fr)}
  .layout{grid-template-columns:1fr}
  .split{grid-template-columns:1fr}
  .hero-inner{grid-template-columns:1fr}
  .hero-badge{display:none}
}
@media (max-width:820px){
  .menu-btn{display:block}
  .nav{display:none;position:absolute;top:64px;left:0;right:0;background:var(--navy);flex-direction:column;padding:10px 16px 16px}
  .nav-open .nav{display:flex}
}
@media (max-width:600px){
  body{font-size:16px}
  .wrap{padding:0 16px}
  .cards,.signs,.footer-grid{grid-template-columns:1fr}
  .content{padding:22px 18px}
  .rule{grid-template-columns:1fr}
  .hero{padding:48px 0 56px}
}